Is Choice Home Warranty a Good Company? This question has two answers with around a 70-30 ratio. In simple words, 70% answer is No, a Choice home warranty is not a good Company. And the Remaining 30% is Yes Choice home warranty is a good company.
In this article, I will show you some proofs and stats which will give you a better understanding of whether a home warranty is a good company. Let’s start with the company’s Introduction.
Choice Home Warranty: Introduction:-
The company was established in the year 2008. and now it has more than 15+ years of market experience. Choice home warranty company’s Headquarters is in New Jersey, United States. The company provides its services all over the united states except Washington. The company has good market capture at present, and they have very competitive prices.
The company offers both monthly and yearly payment options. If we look at monthly plans here, we must pay $55 every month without any Add-On plans and service fees. This same plan comes to $628 every year. Still, service fees and other add are not included here. Otherwise, This plan will cross $1500+ easily. But our most significant question is, is the choice home warranty a legit company or not? Let’s explore.
Choice Home Warranty Coverage:-
These are the Following Items list of which Choice home warranty covers under there both Base and Total plans.
- Air Conditioning System
- Heating System
- Electrical System
- Plumbing System
- Plumbing Stoppage
- Water Heater
- Whirlpool Bathtub
- Oven / Range / Stove
- Built-In Microwave
- Garbage Disposal
- Clothes Washer
- Clothes Dryer
- Garage Door Opener
- Ceiling and Exhaust Fans
Here are some specific Systems which are not offered in Base Plan. These are the following:-
- Air Conditioning System
- Clothes Washer
- Clothes Dryer
These are the Following Items list which is not covered in both plans and we have to purchase these additionally by paying a high amount.
- Pool / Spa
- Limited Roof Leak
- Additional Spa
- Stand Alone Freezer
- Central Vacuum
- Sprinkler System
- Second Refrigerator
- Well Pump
- Septic System
- Sump Pump
- Septic Tank Pumpin
and all of this additional coverage costs more than 900$ every year.
Legitimacy Evaluation of Choice Home Warranty:-
Firstly we will talk about the legal requirement that is fulfilled by the company. every home warranty company has to get a license from the California Department of Insurance. before purchasing any home warranty service you can just call them at 1-800-927-4357. or you can check the online License at the California Department of Insurance. Here you will also be able to get more information about the company. Like consumer complaints against the Company.
and if we talk about Choice Home warranty. This company is not found in the California Department of Insurance and they are licensed or contracted by the home service club of California. [Hyperlink]
Choice Home Warranty Reviews:-
This is the most important step to analyze Is Choice Home Warranty a Good Company? because everything the company can easily cover but not user reviews. even though they still here company try to purchase Paid ratings. so that they can cover up their reality. but they have to try to polish their services rather than pay for reviews.
Trust Pilot – 3.7/5 Stars (34,313 users Rated)
BBB (Better Business Bureau) – 1.5/5 Stars (3632 Users Rated)
Agni – 2.0/5(17 Users Rated)
These are mostly Independent Rating Review sites data, Otherwise, the company was going to CoverUp this Mess. On every platform, you will find most users are unsatisfied with the company they are filing complaints against a choice home warranty. and already many peoples have taken legal action against the company.
Transparency and Disclosure of Choice Home Warranty:-
No doubt the company provides almost every information about them and their Services. They are transparent and disclose every point here. Like What Items, they will cover what components will be excluded. How many hidden charges are there? And all, but the point is they deceive users by denying coverage by giving any Lame Reasons.
They are transparent and disclose at every point that users have to know. But what makes sense if, after the purchase, they need to fulfill those conditions and find new ways to Deny claims Anyhow?
Hidden Fees or Charges:-
The Choice home warranty company only provides a $3000 Liability in 12 Months. if that amount Exceed anyhow then you have to pay for that additionally with your plan. and service fee.
Every time you call the company for any repair and Replacement you have to pay a fixed amount over your plan is $85 as a service Fee or Service Charge. No matter if the fault is coved or not, no matter company accepts that claim or Deny. You have to pay anyhow. otherwise, the company will stop your Home Warranty Plan.
You have to call the service provider only during business hours as usually, it’s 8 AM to 5 PM. Other than that if you call for any claim visit repair or replacement additional charges you have to pay as an emergency fee or Overtime Fee.
Additional charges to Dispose of Coverd item or Its Components.
There are lots of these kinds of additional charges which the company applies to the buyer. that’s why Reading the full contract is Important.
Resolution of claims and complaints:-
There is not any Claims Regulation Center or Option from a Choice home warranty. They have given only the option to contact them on call or online for any queries and complaints. Some Independent sources offer Resulation services but they charge for it there are also some scammers in this field who will promise you to pay them and they will do everything for you to get your claim from the company and once you pay them they will Ran Away. so always be careful while making any financial decisions.
What you can do is file a complaint against these fraud home warranty companies like if you want to file a complaint against choice home warranty what steps do you have to follow on how to file a Complaint against any fraud home warranty company? and what things you have to keep in mind everything is Here [Hyperlink].
Legal Action Against Choice Home Warranty:-
There are more than 5000+ legal Complaints against Choice home warranty all over the united states. Arizona Attorney General Filed a Farud case lawsuit against choice home warranty in the year 2019. where they claim the company did not fulfill their contract terms and make False Promises they are asked for $10000 as compensation.
According to BBB (Better Business Bureau) in the last 3 years there are 11,370 Complaints registered against Choice Home Warranty and 3,829 complaints in the Last 1 Year. this data shows clearly how faithful the choice home warranty company is Is Choice Home Warranty a Good Company?
What can I do as a Victim?
Don’t worry several methods save your right and will provide you with what yours is. you have to just follow these steps to get your compensation or Sue to the fake or false company that tries to do Unethical practices.
Step 1. Write down all the problems you faced or Company made False Promises.
Step 2. Go to the California Department of Consumer Affairs [Hyperlink]
Step 3. Register your complaint here and give them all the information.
Step 4. Now just wait and according to law you will get further process notification and will get your Hard Earned Money.
if you are facing any problems with the website to navigate your target you can simply email or call them at Email: DCA@dca.ca.gov or Phone: (800) 952-5210 Or you can read this article on How to File A Complaint against any fraud Home Warranty company. [Hyperlink].
what other options than Choice Home Warranty:-
Nobody is a 100% pure or customer-satisfying company in the Home Warranty field. but still, there are some competitors of choice home warranty who provide the same services at a bit lesser or the same price still they have fewer complaints as fraud with their Users.
Top 3 Home Warranty Companies in the United States:–
1. Select Home Warranty [Hypelink]
2. First American Home Warranty [Hypelink]
3. American Home Shield [Hypelink]
as Choice home warranty offers 1 Month free service here Select home warranty offers 2 Months Free Service. there are lots of other similarities and minor differences between services and prices.
Also Read – Choice Home Warranty George Foreman Commercial Reality [Hyperlink]
Also Read – Dark Truth ! Home Warranty Choice Home Warranty Review 2023 [Hyperlink]
In my opinion and experience Is Choice Home Warranty a Good Company? the answer is No. Because we can understand if by chance any user is not satisfied with the choice home warranty but here we can see, how Desperate people are to file a case Against the company. we can look at any independent forum where companies can’t interfere in reviews and Ratings there people are expressing how fraudulent Choice Home warranty is. they don’t fulfill their promises.
I would be very straightforward with you. You will get a claim from Choice Home warranty until it’s not an expensive repair or replacement. and once you call them for any major system or appliances Repair and replacement they will 100% Deny you to Cover up that claim by giving you shitty Reasons.
What you can do is simply ask any of your Neibhour friends or family members if they are using any of the home warranty services and ask them for their experience with that specific home warranty company. and if they are satisfied and getting their claims smoothly, just go for that particular home warranty company.
Also don’t forget to make a proper checklist of your requirements and read the Terms of Contract Paper fully to avoid later losses or fraud.
Conclusion – Is Choice Home Warranty a Good Company:-
No, a Choice home warranty is not a legitimate or good company. The Choice home warranty has a Big name in the Home Warranty by spending a lot on advertisements and other promotions. Still, they are not a trustworthy home warranty service company. It’s proof we can look at users’ reviews and take legal action against the company. Almost every 2nd user complains about a choice home warranty because of their unethical practices and false promises.
Ultimately, they all are insurance companies and will try to deny as many claims as possible. We can do our proper Research and use Due diligence before purchasing any home warranty plan. Also, by Reading the Terms of the Contract, which items are excluded, and How much is the maximum cover the company provides? And asking people about the company if they have been used or using any home warranty service. all of these practices can save us and our Hard Earned Money.
I hope you found this article helpful. if you have still any doubts or suggestions please feel free to let us know in the Comment box below. and share it with your family and friends. so that they can be also aware of this kind of Fraud in Home warranty companies.
If you have any experience with a Home warranty company. please share that in the comment box so that other readers can get more clarity about Home Warranties.